About Us: With over 800 Hours in teaching Educational Classes to Federal Employees on their benefits, we have learned a few things over the years. Educating Federal Employees on their Retirement Benefits through simple Solutions. With all the certifications, degrees and awards - Our goal is simple, helping individuals through educating them on their needs and Goals to prepare for a Safer Federal Retirement. Being prior Military and evolving into Federal Employee Retirement planning I have created a better way to help people gain a stronger understanding of the Federal Employee Retirement Benefits and how to apply that knowledge. Most importantly, I hope you will understand the value of working with skilled professionals and seasoned vets who understand the Federal Benefits, which has come from years of hands on experience. Often clients come to us feeling confused- with unanswered benefit questions about the variety of Federal options available to them. It is natural to be overwhelmed by the benefits, and moving components, in planning for your Federal Retirement – but we are here to help. We have learned the best knowledge - is ‘’Experience’’ - and I believe experience wins every time. Pre-Retirement and Retirement BENEFITS Our Goal is to help you understand Take a look at some of what we cover - How to understand - • Social Security Age 62, 65-67, 70 (In depth Look!) • How to calculate your CSRS or FERS Retirement, (including CSRS Off-set ) • FERS Special Retirement Supplement • CSRS and FERS Survivor options • CSRS and FERS Early-Out options • How FEHB and Medicare work together • Federal Employee Health Benefits during retirement • Medicare Part A and Part B (New for 2017!) • Rules regarding temporary time, deposits, military time, sick time, • Un-used annual leave • Understanding unreduced and reduced pensions • And so much more Sincerely, ZFS
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